Experienced Property Investors

When it comes to making the most of an investment property, finding the right home in the right location is only half the battle; finding the best finance is other half. There are many options available and the choice of home loan will ultimately depend on your particular investment strategy and the type of property.

• You may already own one or more investment properties.
• You could be considering the purchase of additional properties and are uncertain of the best finance structure.
• Have you asked yourself - Is there a better finance deal out there?
• Could I purchase a better property if I financed with a different lender?
• Am I restricting my options by having all my loans with one lender
• I do not want to put my own home at risk so what is the best way to minimise this risk?
• Is my lender giving me the best possible finance?
• Can I save money by refinancing?

You may not have the time to search through the myriad of lenders and loan products to find the best deal.

How Can Pfeiffer Finance Help?

Our finance specialists look at the best way to structure the finance (in conjunction with your accountant) to gain maximum tax and other financial benefits. We establish a structure that is best for your long term financial benefit - not just a short term fix.

We recommend structures that enable the best use of your cash flows - therefore freeing up cash for further investment!

We can also show you the best way to purchase multiple properties through a structured loan portfolio and using available equity most efficiently.

There are also many traps for the experienced property investor. These include:

• using the same lender for all your finances
• allowing the lender to "cross collateralise" properties, decreasing flexibility?
• paying principal and interest on investment property loans
• purchasing the property and borrowing in the incorrect name (therefore missing out on the best taxation and other benefits)

For further information or an obligation free discussion on how we can guide you through the process, contact our experienced advisers on 02 4961 0187 or send an email to info@pfeifferfinance.com.au